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Q.: I am interested in the Teachers' Retirement System's guaranteed 8.25-percent fund you have mentioned on several occasions in your column. I am a Tier 4 member of the New York City Employees Retirement System as well as the Deferred Compensation Plan. More ... Are you planning to "clock out" of the workforce once and for all in January 2009? Generally, you should apply for your Social Security retirement benefits three months before you'd like them to start. So now's the time to apply for retirement benefits to beat the rush — and you can do it online. More ... |
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