Current Pension Topics: Make Plans Early About Loans and Withdrawals
By JOEL FRANK
      To Take Out A Loan Or Not To Take Out A Loan, That Is The Question. To Withdraw Excess Or Not To Withdraw Excess, That Is The Question. According to New York City Employees' Retirement System Rules, only active members may take out a final loan (all Tiers) and withdraw "excess" (Tiers 1-2). Your last day of active service is the day before your date of retirement.
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YOUR SOCIAL SECURITY
By DAVID BROWN
      So, you think you might qualify for benefits but aren't sure whom to ask, where to start, or how to begin. Should you be applying for Social Security or Supplemental Security Income? Medicare or Medicaid? What's the difference? For someone not familiar with such benefits, it can all seem confusing.
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