YOUR SOCIAL SECURITY
By David Brown
     Some Americans are surprised to learn that today%27s workers and families are not nearly as diligent about saving as previous generations have been.
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Current Pension Topics: Case for Defined Contributions
By JOEL L. FRANK (First of two parts)
     The unions have been preaching for decades that the Defined Benefit plan is superior to the Defined Contribution plan as a basic retirement scheme, while the Defined Contribution approach (401(a), 401(k), 403(b), 457(b)) should be reserved for supplemental retirement savings only.
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